Residential Real Estate Loans

 

We are committed to offering you a wide variety of residential real estate loans. We want to make it possible for you to acquire the home of your dreams. Our programs are designed for almost any budget and our knowledgeable loan officers will work with you to find the program that best suits your unique situation.

Loan Types

  • Conventional Financing may require only a low down payment and competitive long-term fixed interest rates.
  • Iowa First Home Buyers is a program specifically designed for the special needs of a first time home buyer. A reduced interest rate is available for qualified borrowers.
  • Veterans Administration Guaranteed Loan is for veterans and requires little or no down payment and has a fixed long-term interest rate.
  • Rural Guaranty Housing Program is for the purchase of homes in communities with populations below 20,000. These require no down payment and have fixed long-term interest rates.
  • Home Equity Loan is a loan which can be used to generate cash from the equity in your current home. The cash can be used for a variety of purposes.

Please contact any of our real estate/commercial loan officers at the bank for more information on any of the financing programs available. They will be happy to provide you with more details on each program including down payment amounts, loan terms, approval time, mortgage limits, and much more.

We want to turn your dreams of a new home into a reality!

WSB LENDING STAFF VSBT LENDING STAFF

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