Agricultural Loans


In our rural community, agriculture plays an important role. We want to make sure we play our part in that role. We offer a wide variety of agricultural loans to suit the varied needs of our farmers.

Loan Types

  • Agricultural Loans – including loans for crop inputs, operating expenses, machinery and equipment, livestock, and real estate.
  • FSA Guaranteed Loans – Waukon State Bank is a certified lender for FSA Guaranteed Loans. These loans include funds for operating, machinery and equipment, livestock, and real estate. Some loans may qualify for interest assistance, which would provide the borrower with a lower interest rate.
  • IADA Loans for Beginning Farmers – The Iowa Agricultural Development Authority (IADA) loans are for the purchase of livestock, machinery, equipment, and real estate. These loans are for borrowers qualified as “beginning farmers”.

We appreciate the commitment our customers have to agriculture. Whether you are a beginning farmer or a current producer looking for expansion, we have loan programs available for every need. Please contact any of our agricultural loan officers for more details on any of the agricultural loans. They will be happy to provide you with more details on each of our programs, including interest rates, loan terms, and much more.



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